1. Acceptance of Terms

By accessing and using ibcmint.com, you accept and agree to be bound by the terms and provision of this agreement.

2. Community Guidelines

As a user of this platform, you agree specifically NOT to:

• Post content that is hate speech, threatening, or pornographic.
• Use the platform for illegal pyramid schemes (legitimate MLM/Network Marketing discussion is permitted).
• Spam other users via Chat or Comments.
• Create fake accounts or impersonate others.

3. MLM & Financial Disclaimer

ibcmint.com is a social community for networking. We do not guarantee any income, earnings, or success from any business opportunity posted by our users. You are solely responsible for your investment decisions. Always do your own due diligence before joining any network marketing business promoted on this site.

4. Wallet & Payments

Funds added to your internal wallet are for the purchase of on-site services (Pro Membership, Ads) only. Refunds are processed at the sole discretion of the administration.

5. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.